Privacy Policy

Contact Loans ("we", "our", "us") values your privacy. This Privacy Policy details how we handle the collection, processing, and protection of information in connection with your use of our platform, in compliance with the **Data Privacy Act of 2012 (Republic Act No. 10173)** of the Philippines.

1. Information We Do NOT Collect

Contact Loans is strictly an informational loan comparison aggregator. **We do not collect or store your sensitive personal information**, such as government-issued IDs, tax information (TIN), employment details, monthly income, bank account credentials, or credit card numbers. Any application or verification forms you complete are filled out directly on the secure, official websites of our partnered lending companies after redirection.

2. Automated Information Collection

When you visit our site, we may automatically collect standard technical and non-identifiable information, including:

• Your IP address and approximate location.
• Your browser type, version, and device operating system.
• Date and time of visit, pages viewed, and referral URLs.

3. Cookies and Analytics

Our website uses cookies (small text files saved on your browser) to optimize site performance and track referral transitions to our lending partners (affiliate tracking). This tracking is necessary to secure referral commissions that keep our platform free for public use. You can disable cookies in your web browser settings at any time.

4. Third-Party Websites

Our site contains links that redirect you to third-party lending websites. Once you leave Contact Loans, we have no control over the privacy practices of external companies. We encourage you to carefully read the privacy policies and terms of any lender you choose to engage with.

5. Security of Information

We apply industry-standard Secure Socket Layer (SSL) encryption protocols to secure the connection between your device and our web servers. However, please be aware that no transmission of data over the internet is completely risk-free.

6. Contact Details

If you have any questions about this Privacy Policy or how we handle your data, you can email us at: support@contactloans.net.